Christmas comes early to those who have PNB and Allied Bank credit cards, in good credit standing (except Corporate Cards).
Terms and Conditions:
1. The promo is open to all active principal and supplementary PNB and Allied Bank credit cards, in good credit standing (except Corporate Cards).
2. Promo will run from October 01, 2012 to December 31, 2012.
3. Minimum transaction is P3,000 for all terms.
4. Participating merchants have the sole discretion on the term/s and item/s or service/s applicable for the 0% installment offering. Visit
5. First monthly amortization of the Shop Now, Get Billed Later transactions shall be billed to the cardholder’s account on the third (3rd) statement cycle/cut off date after approval of transaction.
6. 0% interest is subject to Bank approval and valid if monthly bill is paid in full.
7. All straight and 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.
8. In case of pre-termination, ABC shall impose a 5% processing fee based on the remaining unpaid total installment amount or P500 whichever is higher. The unpaid amount plus the applicable fees will be posted as regular straight transaction.
9. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total outstanding balance. Should the cardholder choose to pay only a portion of the total amount due but not less than the Minimum Amount Due, the monthly installment shall be subject to the regular finance charges.
10. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
11. Cardholder acknowledges his/her liability to Allied Bank for the Installment purchases that will form part of the cardholder’s obligation to Allied Bank.
12. The terms and conditions governing issuance and use of Allied Bank credit cards are incorporated herein by reference and made integral part hereof.
Download complete list of participating shops here.
Shoppingero/shoppingera, not yet a PNB or Allied Bank Credit Card cardholder? Sign up here.